Stop Chasing Recruits. Start Attracting Them.

Recruiting coaching for mortgage and real estate leaders who are done chasing and ready to build a team worth joining.

Every other Friday at 12 pm ET. Bring your real recruiting problems. No pitch.

Richard Milligan, founder of 4C Recruiting

Recruiting Shouldn't Feel This Hard

Never Taught to Recruit

You earned the role by closing loans, and nobody handed you a system for building a team.

No Time Left Over

Recruiting loses to every fire on your desk, so it keeps sliding to tomorrow.

Stuck in the Bonus War

Your outreach gets ignored, recruits ghost, and the only lever left feels like a bigger sign-on bonus.

None of that is your fault. You were handed a team without a recruiting system, and building that system with you is what we do.

3 Recruiting Myths Costing You Hires

The Myth

The Truth

Timing is everything.

Timing has little to do with recruiting great talent when it's done right.

You have to be a super salesman.

Salesmanship has little to do with being a great recruiter.

Recruiting success takes hours every day.

You can be a successful recruiting leader in about 30 minutes a day.

From Chasing to Attracting in 3 Steps

01

Become a Leader Worth Joining

Put your vision, core values, and greater purpose into words a top producer wants to follow.

02

Get Seen by the Right People

Build your personal and leadership brand, so recruits know who you are before you ever reach out.

03

Run a System That Recruits Every Day

Recruiting Made Simple gives you the scripts, the 15-Minute First Meeting, and Forever Follow-Up, and it runs in about 30 minutes a day.

Leaders Who Stopped Chasing

hired in 90 days, then 7 more the next month
0 LOs
added by a team that started as a ~$100M solo producer
$ 0 B+
funded in a single month by a long-term client's team
$ 0 M
I have a BIG praise report to share! I am hiring my first 2 employees! I used each tactic that you have taught me so far…...just wanted you to know that I’m grateful for all of your help and I need to schedule our next coaching session soon!
Michael
Recruiting Leader, Mortgage
So, I picked up of the phone and have 2 appointments. Amazing what happens when you just ask!
Ron
Recruiting Leader, Mortgage
Good morning; it’s funny I’ve wanted to drop you a note. My ‘Forever Follow-up’ is paying off. I think we will be bringing on about 20 LOs in the next few weeks. The only reason we are in the conversation is because of the existing relationship.
Natalie
Recruiting Leader, Mortgage
Richard has helped me so much through his recruiting coaching. His wisdom, ideas, and extensive recruiting experience provide me with invaluable insight into successful recruiting techniques which are highly effective. Richard shared his guidance on positioning myself in the market, conveying my leadership successfully through social media, sharing success stories with recruits which reflect our values, successful tactics to engage recruits, and how to set myself apart from the competition. His coaching will benefit anyone who wants to be a better recruiter!
Kris
Recruiting Leader, Mortgage

All client results are anonymized.

Richard Milligan coaching recruiting leaders

Meet Richard Milligan

Richard Milligan spent 15 years building 21 teams in the mortgage industry before founding 4C Recruiting in 2017. He lost everything in the 2007 collapse, rebuilt on relationships, and figured out recruiting on his own. Today he coaches recruiting leaders to become leaders worth following, then builds the system that brings the right people to them.

years in mortgage
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Free. Every other Friday. 12 pm ET.

Bring Your Toughest Recruiting Problem to Lunch

One hour with Richard, working through real recruiting problems live. Register once and you’re in for every session. No pitch, nothing to buy.

Recruiting Conversations podcast hosted by Richard Milligan

Recruiting Conversations Podcast

Recruiting Wins You Can Use This Week

Weekly strategies and interviews for recruiting leaders, hosted by Richard Milligan. More than 80,000 downloads since 2018.

New on the Blog

Why recruits ghost and how to win them back, Richard Milligan of 4C Recruiting

How to Stop Recruits Ghosting You

Recruits ghosting you after a great first call? Richard Milligan’s 5 moves to read the temperature, remove the tension, and win them back fast.

Where to Find Loan Officers Worth Recruiting

Every recruiter has the same list. Here are 5 places to find loan officers worth recruiting, how to vet them in NMLS, and who to cross off before you call.

AI for Mortgage Recruiting: Get 5 Hours Back Every Week

Recruiting always loses to fires. Here are 5 recruiting jobs AI can take off a mortgage leader’s plate this week, and the one part that has to stay human.

Questions Leaders Ask Us

4C Recruiting coaches recruiting leaders, meaning people who run a team and are also responsible for recruiting to it. That includes producing and non-producing branch managers, area and regional managers, divisional leaders, and owners and CEOs. Mortgage is the core industry, and the same system works for real estate, insurance, and wealth management teams.

Most of these leaders were promoted for producing and never taught to recruit. They’re short on time, their outreach gets ignored, and they feel stuck competing on sign-on bonuses. 4C doesn’t primarily coach solo recruiters without a team, because the system is built for leaders who recruit people to their own team and keep leading them after they join.

No. 4C Recruiting doesn’t recruit for clients. Richard Milligan and 4C coach recruiting leaders to become better leaders first, then build their own recruiting system, so the results belong to the leader and keep working after the coaching ends. Since 2017, 4C has coached thousands of recruiting leaders, with mortgage as its core industry.

The system is called Recruiting Made Simple, and it grew out of the 32-step recruiting process Richard wrote at the end of 2013, when he was still leading mortgage teams. It covers phone and social scripting, the 15-Minute First Meeting, a plan for cold, warm, and hot recruits, and Forever Follow-Up, and it runs in about 30 minutes a day. One client used it to hire 18 loan officers in 90 days.

The Working Lunch is a free, live recruiting workshop hosted by Richard Milligan every other Friday at 12 pm Eastern. Recruiting leaders bring real problems, like a recruit who went quiet or a bonus they can’t match, and Richard works through them live. There’s no pitch and nothing to buy.

Each session runs one hour. Register once and you’re in for every Working Lunch going forward, and the event calendar shows every upcoming date. It’s the easiest way to see how Richard coaches before you decide on anything else.

Richard Milligan is the founder of 4C Recruiting and a recruiting coach for leaders who manage a team and recruit to it. He spent 15 years in mortgage as a loan officer, producing branch manager, and divisional leader, built 21 teams, and founded 4C in 2017. He also hosts the Recruiting Conversations podcast.

Nobody taught Richard to recruit. He grew three teams in his first 11 years, lost his business in the 2007 collapse, and rebuilt it on relationships, calling past clients one by one to apologize for never following up. At the end of 2013 he wrote his first recruiting system, and over the next three and a half years he built 18 teams. He’s the author of How to Dominate Recruiting in a Digital World (2022) and lives in Edmond, Oklahoma, with his wife, Leah.

Got a different question? See all 22 answers on the recruiting FAQ.

Recruiting Ideas You Can Use, in Your Inbox

Not ready for the Working Lunch yet. Get practical recruiting ideas from Richard by email.